Here are the answers to the most commonly asked questions about instant pay day loans.
Instant pay day loans are short-term loans for relatively small amounts of money that help you cover emergency expenses that spring up between paydays. Instant pay day loans are a convenient, efficient alternative to traditional loans. Instant pay day loans can help you pay for emergency car repairs, healthcare expenses, or urgent bills.
You can request instant pay day loans by filling out our easy online form. You can complete the form in about two or three minutes. After you submit your sign up form, you may receive a relatively swift approval decision. If you're approved, our lenders will contact you to complete the rest of the process.
If you sign up during our lenders' normal business hours, you may receive your payday loan by the next business day, although this may vary depending on the lender. They usually deposit the loan overnight, so you will have access to your funds by the time you wake up the next morning. For many customers, this is a turnaround time of less than 24 hours. Not all payday loan companies have the same payment policies, however.
The amount of your instant payday loan will depend mostly on your income. Our lenders usually offer relatively quick pay day loans of up to $1500
Your loan's due date will be specified in your loan agreement. Usually, the due date coincides with your next payday. The amount of the loan plus a finance charge will be automatically debited from your checking or savings account on the due date. Repayment options will vary from lender to lender.
Our lenders may allow their customers to roll their instant pay day loans over for more time, provided they pay at least the finance charge on the due date. As long as you pay the finance charge, you can usually extend the loan for more time for an additional fee. You also have the option of paying the finance charge and just part of the loan's principal on the due date, and then rolling it over for more time. Please contact your designated customer agent for more information.
Payday loans should only be used for emergencies and are not a long-term solution to financial problems. Therefore, we have designed a 5 step plan to help you achieve long term financial success.
